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Financing Your Plastic Surgery Procedure

When considering cosmetic surgery, it is critically important to understand not only the surgical procedure, but also exactly what it will cost. At the Parker Center for Plastic Surgery, we provide complete pricing in writing during your consultation. We’ll review all fees with you to avoid any confusion. We can also help you with financing, making paying for your procedure easy.

Before your consultation, you can see our ballpark plastic surgery prices online. We offer many payment options for our patients, including direct payment, financing plans, and help with insurance claims when appropriate.


Available Financing

We offer flexible, low-interest payment plans for our cosmetic surgery patients through lenders that specialize in financing elective surgery. During your consultation, we can discuss these financing options with you. We work with the following reputable medical financing companies.


We offer financing through CareCredit to help make plastic surgery more affordable. Endorsed by the American Society of Plastic Surgeons, CareCredit makes it easy to finance the plastic surgery or cosmetic procedure that you want.

Care CreditCareCredit works just like a credit card, but is exclusive for healthcare services. It’s better than a conventional credit card because you get no-interest financing or low monthly payments every time you use it. You can use your card over and over for follow-up appointments or different procedures. This means you don’t have to put your health and beauty on hold until you save up enough money. We give you the power to decide when it’s the right time for you.

  • extended payment plans with low, fixed interest rates
  • no annual fees
  • no up-front costs
  • no prepayment penalties
  • convenient monthly payment options

We invite you to contact us with your questions, or click here to apply online today.


Direct Payment Options:

We accept any of the following for direct payment:

  • Mastercard, VISA, Discover, and American Express
  • Debit Cards
  • Personal or Cashier’s checks

Will Insurance Cover My Procedure?

Over the years, insurance companies have progressively stopped paying for surgical procedures they once did. Cosmetic surgery procedures are not covered by insurance. However, certain components of a surgical procedure may qualify for insurance coverage. For example, at the time of rhinoplasty surgery, if a deviated septum is being repaired to improve the patient’s ability to breathe, this may be covered by the insurance company.

For some patients, breast reduction surgery may be covered by insurance. In order to authorize coverage for this procedure, most policies that cover breast reduction require a patient to have a certain amount of breast tissue removed, and may request a medical history demonstrating that your symptoms deem the surgery medically necessary (i.e., chiropractic visits, orthopedic care, etc.).

If you have questions regarding insurance coverage for surgical procedures, call us at 201-967-1212.

For help locating financing for your cosmetic surgery procedure, or in determining whether your procedure is covered by your insurance, call or email us today to schedule a consultation.